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800.201.7244

Technology Insurance

Technology is at the core of most modern industries, but like many growth areas, it faces certain risks. Whether you're a major IT corporation or a small business using a single computer to get by, technology insurance can help mitigate your risks and allow you to move forward with confidence. Here's what you need to know about this coverage.

First, there is no one-size-fits-all policy for technology. The use of technology by companies is so varied—and the risks are so different—that a universal policy would ultimately cost you far more than needed. To deal with this, Essig Agency, Inc. focuses on solutions that are specifically tailored to your company's needs, helping to keep costs low while still providing your business with adequate protection.

Cyber Liability, Property Insurance, and More

The best way to determine what type of technology insurance you need is to talk with an agent, but here are some things to consider before you call:

  • What type of technology do you have? Many businesses these days are using cloud-based services that may (or may not) have insurance of their own to deal with technical problems related to that software. Other companies are quite content with having a single computer in a back office. Knowing the kinds of technology you use will help your agent pinpoint the best plan.
  • How vital is technology to your operations? Some businesses could probably get by without a computer for a few days, while others literally could not do business at all. If the use of technology is important, you should have enough coverage to completely replace the system if something goes catastrophically wrong.
  • Are you a creator or a user? Companies that create technology or software can be susceptible to lawsuits over the use of intellectual property, while users have to contend with the possibility of technological services being abruptly limited or shut down.

There's no way to completely avoid risk when you use technology, but you can get insurance that brings these risks down to a manageable level.

Our Locations

Spring Valley Office

101 North Broadway
Spring Valley, MN 55975
Main office: 507-346-7244
Toll free: 800-201-7244
Fax: 507-346-7245

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Chatfield Office

121 S Main St
Chatfield, MN 55923
Main office: 507-867-3188
Fax: 775-429-4703

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Red Wing Office

421 W 4th St, Suite 10
Red Wing, MN 55066
Main office: 651-388-1705
Fax: 651-388-3826

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Rochester Office

2510 Superior Dr NW
Rochester, MN 55901
Main office: 507-289-3225
Fax: 507-280-8313

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
- Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
- Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
- Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
- Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
- Susan T.